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Personal Finance

The 7 Financial Choices You’ll Regret 5 Years From Now

If I could turn back time, here's a list of 7 decisions I would've made differently years ago.

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Credit Cards

What Is a Good APR for a Credit Card?

A good APR sits at or below the national average and depends on an indi...

Nikkita Walker

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Loans

Paying Off a Car Loan Early: Does It Affect Your Credit Score?

Paying off your car loan early may hurt your credit score, but only in ...

Nikkita Walker

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Credit Score

Does Paying Off Collections Improve Your Credit Score?

Paying off collections likely won't improve your credit score unless yo...

Nikkita Walker

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Credit Repair

How Long Do Financial Records Remain on Your Credit Report?

Wondering how long financial records remain on your credit report? Lear...

Nikkita Walker

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credit card

Can a Debit Card Be Used as a Credit Card? 

Learn when and how to use your debit card like a credit card, plus best...

Nikkita Walker

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Managing Debt

How Does Debt Consolidation Work?

Find out everything you need to know to forge a path to financial freed...

Nikkita Walker

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Credit Cards

Should I Pay Off My Credit Card in Full or Leave a Small Balance?

Paying off your credit card can boost your credit score and save you mo...

Nikkita Walker

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Budgeting

An Inside Look at Americans' Average Savings by Age

Do you have enough savings? Explore average savings by age and discover...

Nikkita Walker

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Managing Debt

How to Write a Hardship Letter: Free Template + 8 Tips

Learn how to write a hardship letter with expert tips, a sample, and a ...

Nikkita Walker

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Credit Score

What Is the Lowest Credit Score and 5 Steps to Work to Improve It

300 is the lowest credit score anyone can have—and that number can dras...

Nikkita Walker

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