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AJ Smith

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Personal Finance

A Complete Guide to Holiday Budgeting

Sticking to your holiday budget doesn't have to be painful. Get some ti...

AJ Smith

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mortgages

The Pros & Cons of Rent-to-Own Home Deals

Rent-to-own might sound like a good path to homeownership, especially i...

AJ Smith

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Personal Finance

6 Reasons to Consider Moving to the Big City

For some, urban living offers many perks they'd hate to consider going ...

AJ Smith

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debt consolidation

Don't Let Debt Ruin the Holidays: Proactive Steps

Don’t let debt ruin the holidays. Get some actionable tips for handling...

AJ Smith

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Managing Debt

5 Things You Must Consider Before Borrowing Money

Borrowing money is pretty commonplace nowadays. But before you make thi...

AJ Smith

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Credit Cards

If You Max Out a Credit Card and Pay It Off, Does It Still Hurt Your Credit?

Max out a credit card and your debt usage suffers, then your credit sco...

AJ Smith

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Taxes

Tax-Loss Harvesting: What the Heck Is That?

You can reduce your tax bill by selling stocks or assets that have lost...

AJ Smith

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mortgages

3 Things a Home Inspection May Not Reveal

No home inspection is likely to uncover every single potential problem....

AJ Smith

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Personal Finance

What to Do If You Want to Retire & Your Spouse Doesn't

It's not safe to assume your spouse has the same ideas about retirement...

AJ Smith

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Personal Finance

Who Gets the Retirement Accounts in a Divorce?

If you're splitting up, what happens to your retirement savings? The an...

AJ Smith

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