Will Adding an Authorized User Hurt My Credit?
February 20, 2025
How Does Being a Cosigner Affect Your Credit?
Understand the risks and benefits of cosigning a loan or credit card. Learn how being a cosigner can affect your credit score and long-term financial future.
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How Does Being a Cosigner Affect Your Credit?
Understand the risks and benefits of cosigning a loan or credit card. Learn how being a cosigner can affect your credit score and long-term financial future.
Credit Cards
Will Adding an Authorized User Hurt My Credit?
Learn more about what an authorized user is and if becoming one or adding one to your credit card account will have an impact on your credit score.
debt consolidation
Debt Consolidation vs. Bankruptcy
When thinking about debt consolidation vs bankruptcy, keep this in mind: bankruptcy severely hurts credit, while consolidation can slowly help your credit.
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Can You Buy Your Own Debt?
Old debts are sold for pennies on the dollar. Find out if you can buy your own debt for a fraction of what you owe to save yourself money.
How to Negotiate Debt Settlement
Learn how to effectively negotiate debt settlements with our step-by-step guide. Achieve financial freedom and safeguard your credit with informed strategies.
Credit Cards
Can You Pay a Loan with a Credit Card? It Depends …
Discover how to pay off a loan with a credit card, the pros and cons, and which loans are eligible in this step-by-step guide.
Managing Debt
Questions to Ask a Debt Settlement Company
If you’re thinking about working with a debt settlement company to negotiate or settle your debts, there are essential questions you should ask them first.
Credit Reports
What Does THD/CBNA on My Credit Report Mean?
THD/CBNA appears on your credit report if you recently applied for a credit card through The Home Depot or were added to an account as an authorized user.
Managing Debt
How to Pay Off Credit Card Debt Fast: 9 Smart Strategies
Many people don’t know how to pay off their credit card debt, so we put together nine strategies. Read on to learn how you can pay off your debt fast.
Credit Repair
How to Unfreeze Credit with All Three Major Credit Bureaus
Contact Equifax, Experian, or TransUnion online, by phone, or by mail to unfreeze your credit. Learn the processes for each bureau in this step-by-step guide.
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