Does Closing a Credit Card Affect Your Credit Score?
January 08, 2025
Personal Finance
120+ Things to Do For Free to Save Money
Looking to save money? Check out these 120+ things to do for free by yourself, with friends, as a couple, or with your kids. Read on to learn more.
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All blog posts
Personal Finance
120+ Things to Do For Free to Save Money
Looking to save money? Check out these 120+ things to do for free by yourself, with friends, as a couple, or with your kids. Read on to learn more.
Credit Score
Does Closing a Credit Card Affect Your Credit Score?
It may seem like a good idea to close a credit card you don't use, but it can actually hurt your credit. Find out when it's a good idea to close an account and when it's better to leave it open.
Loans
How to Get a Personal Loan: 7 Steps to Better Approval Odds
Need a little extra money? Personal loans can help. Learn how to get a personal loan that helps you cover your expenses without breaking the bank.
Managing Debt
Does Debt Consolidation Hurt Your Credit?
Learn whether debt consolidation can hurt your credit. Explore methods, impacts, and strategies to minimize the risks of debt consolidation.
Credit Repair
How to Dispute Collections: 3 Steps to Protect Your Credit
To dispute collections, you'll need to request debt validation, send a dispute letter with supporting evidence to the credit bureaus, and get verification.
Credit Repair
How to Get a Repo Off Your Credit: 7 Effective Removal Tips
Dispute errors or negotiate with the lender to remove or update a repossession on your credit report.
Personal Loans
What Is a Personal Loan? How It Works
A personal loan is money borrowed that can be used for virtually any purpose, from home remodels to luxury vacations. Learn how personal loans can work for you.
Managing Debt
What Is a Judgment and How Can It Affect You?
Learn more about what a judgment is, how it works, and what the different types of judgments are. Find out how a judgment may impact your credit score.
Building Credit
How to Maintain and Improve Your Credit Score Before and After Retirement
When you retire, you want to have as much financial freedom as possible. Unfortunately, bad credit can get in the way if you’re not careful.
mortgages
How to Get Your Credit Ready for a Mortgage: 5 Tips to Help You Prepare
Prepping your credit score before applying for a mortgage is crucial because a higher score can help secure better loan terms
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