What Does Your Credit Score Start at?
April 28, 2025
spotlight-post
Experian Credit Score vs. FICO Score: What’s the Difference and Why It Matters
You may see a different credit score on Experian or FICO, depending on what credit scoring model is being used to calculate your score in each location.
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All blog posts
spotlight-post
Experian Credit Score vs. FICO Score: What’s the Difference and Why It Matters
You may see a different credit score on Experian or FICO, depending on what credit scoring model is being used to calculate your score in each location.
Credit Score
What Does Your Credit Score Start at?
When using credit, you begin to establish a credit score but you may wonder—what does your credit score start at? Hint: It isn't zero. Read on to find out.
Credit Repair
How to Fix Your Credit in 5 Steps
Is your credit score less than stellar? Here's 5 tips for how you can fix and repair your credit.
Credit Score
What Is a Good Credit Score? [With Ranges]
A good credit score is 670 or above, while scores of 740 and above are very good to excellent. See how your score measures up on our credit score chart.
Loans
How to Apply for a Loan in 7 Steps
Learn how to apply for a loan. Discover tips on checking your credit, gathering necessary documents and finding the right loan option for your needs.
Credit 101
5 Steps to Fight a Credit Card Lawsuit
Discover strategies to dismiss a credit card lawsuit: respond on time, challenge proof, use statute of limitations, or negotiate settlements effectively.
Managing Debt
The Pros and Cons of Voluntary Repossession
Discover the pros and cons of voluntary repossession and its effects on credit, plus explore alternatives to make informed financial decisions today.
Managing Debt
How to Negotiate with Creditors to Reduce Your Debt: A Step-by-Step Guide
Struggling with debt? Discover effective strategies on how to negotiate with creditors, how to protect your rights, and reduce your overall debt burden.
Building Credit
How to Build Credit at 17: Where to Start + Credit Risks to Watch For
Learn how to build credit at 17 with strategies like becoming an authorized user. Start smart habits now to prepare for a strong financial future.
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