Default Profile Photo

Scott Sheldon

Specializes in

mortgages

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Scott's posts
Blog Post Image
mortgages

First-Time Homebuyers Have One Big Hurdle to Overcome

Are you a first-time homebuyer? Here's your number one priority if you intend on buying a home now or down the line.

Scott Sheldon

Blog Post Image
mortgages

Does an FHA Loan Limit Your Homebuying Options?

Let’s say you’re pre-approved for an FHA loan and find a home you like, but your competition comes to the table with cash -- here's what you need to know.

Scott Sheldon

Blog Post Image
mortgages

Here's How to Buy a House Without a 20% Down Payment

If you’re thinking about buying a home, you may need less money than you think. Here's what you can do to buy a home using as little money down as possible.

Scott Sheldon

Blog Post Image
mortgages

4 Ways Getting a Mortgage Just Got Easier

Here are four major changes to mortgage guidelines that could make it easier for you to get a home loan.

Scott Sheldon

Blog Post Image
mortgages

How Mortgage Lenders Price Loans & Why You Should Care

So you’re probably seen the news about those low mortgage interest rates, but why won't you be likely to get that kind of rate on your mortgage?

Scott Sheldon

Blog Post Image
debt

4 Common Mortgage Killers & How to Survive Them

Here are four common roadblocks you may encounter in the mortgage underwriting process, and how you can fix them.

Scott Sheldon

Blog Post Image
mortgages

Does Your Mortgage Pre-Approval Hold Water?

When you're getting ready to get a mortgage and buy a home, make sure you know the difference between getting pre-approved and pre-qualified.

Scott Sheldon

Blog Post Image
mortgages

4 Things Your Bank Won't Tell You When You Get a Mortgage

There are some crucial home-buying truths that your bank probably won't tell you. Knowing them can help you to be better informed as a homebuyer.

Scott Sheldon

Blog Post Image
mortgages

The Surprising Way Your Job Can Impact Your Mortgage

If you work far away from the home you want to buy, you could end up paying more for your mortgage if you're not savvy. Here's how to avoid higher costs.

Scott Sheldon

Blog Post Image
mortgages

Should You Refinance Even If You Plan to Sell Your Home?

Are you hesitant to refinance your mortgage because you’re thinking of selling your home at some point? Sometimes refinancing could still make sense.

Scott Sheldon