Default Profile Photo

Scott Sheldon

Specializes in

mortgages refinancing credit score

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Scott's posts
Blog Post Image
mortgages

The Simple Trick to an All-in-One Mortgage Payment

When you own a home, you have to pay real estate taxes and homeowners insurance too. Here’s what you need to know about adding them to your mortgage payment.

Scott Sheldon

Blog Post Image
mortgages

Why Refinancing Isn't As Easy As You Think

Homeowners who have not gotten a mortgage in recent years are often astonished at the amount of paperwork they'll need for the refinancing process today.

Scott Sheldon

Blog Post Image
credit score

How a Typo Can Derail Your Mortgage

If any of these simple mistakes appear on your mortgage loan application, make sure to get them corrected swiftly.

Scott Sheldon

Blog Post Image
mortgages

How to Refinance a Jumbo Mortgage for Less

Jumbo mortgages traditionally cost homeowners more, but if you're looking to refinance a jumbo mortgage, you may have new options for better rates.

Scott Sheldon

Blog Post Image
mortgages

How Buying a Home Can Help Your Credit

If you have never owned a home before or it's been a few years since you have, you're missing out on some potential credit advantages.

Scott Sheldon

Blog Post Image
mortgages

Can You Refinance Your Home Without a Mountain of Paperwork?

Are you looking to refinance your mortgage but want to avoid all the paperwork that comes with it? Here are three loans that require less documentation.

Scott Sheldon

Blog Post Image
mortgages

How to Make Sure Your Mortgage Doesn't Get Nuked at the Last Minute

There are horror stories about last-minute mortgage changes. But there are ways to anticipate many common changes before they happen.

Scott Sheldon

Blog Post Image
mortgages

Will Paying Off Your Mortgage Hurt Your Credit?

It's a big relief to finally pay off your mortgage, but could doing so hurt your credit?

Scott Sheldon

Blog Post Image
mortgages

A Guide to Getting a Mortgage After You've Had a Loan Modification

If you've had a home loan modification, you'll need to meet certain requirements to be eligible for a new mortgage.

Scott Sheldon

Blog Post Image
mortgages

Should You Save for a Down Payment Or Buy a Home Now?

You've heard it's best to have a high down payment when buying a home. But does it make sense to delay buying so you can save a bigger down payment?

Scott Sheldon