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Scott Sheldon

Specializes in

mortgages refinancing

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All of Scott's posts
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mortgages

The Mortgage Balancing Act: What You Spend vs. What You Make

The mortgage balancing act is all about maintaining a solid debt-to-income ratio.

Scott Sheldon

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mortgages

When Should I Lock In My Mortgage Rate?

There are times when locking in a mortgage rate at loan application or appraisal could be worthwhile.

Scott Sheldon

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mortgages

Why You Should Consider Refinancing

If you're serious about reducing the interest you owe on your mortgage, refinancing could be a good bet.

Scott Sheldon

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mortgages

3 Things Homebuyers Need to Know About Mortgage Interest

Mortgage interest is a double-edged sword. On one hand, it's a tax-deductible expense, but, by and large, it is the heaviest cost of homeownership.

Scott Sheldon

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mortgages

5 Things That Can Kill Your Mortgage Application

Even with proper documentation and a stellar credit score, the mortgage application process can go awry.

Scott Sheldon

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mortgages

Bad Credit? You Still Might Be Able to Get a Mortgage

Can you really get a mortgage with bad credit? Yes, but there may be some hoops to jump through.

Scott Sheldon

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mortgages

Can You Still Get a Seller to Pay Your Closing Costs in Today's Housing Market?

In many areas of the U.S., the housing market is so hot that it’s now a seller’s market. Will you still be able to get a seller credit for closing costs?

Scott Sheldon

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mortgages

How to Shave Years Off a 30-Year Mortgage

If you want to pay your mortgage off faster, you can actually do it using your lender's money.

Scott Sheldon

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credit score

Is Your Credit Score Good Enough to Get a Better Mortgage?

Credit is the biggest hot-button topic in mortgage lending by far. But is it always better to wait and build your credit before you buy a house?

Scott Sheldon