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All of Scott's posts
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mortgages

Why the Lowest Mortgage Rate May Not Be the Best

Interest rate isn’t the only factor that can drive up your projected new monthly mortgage payment. Here's what to watch out for if you want a lower payment.

Scott Sheldon

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mortgages

When a Second Job Won't Help You Buy a Home

You have a great credit score, low debt, solid income, cash ready to go, but you still can't get a mortgage. Will a second job help you? Not necessarily.

Scott Sheldon

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mortgages

How to Get a Mortgage When You've Been Through Financial Hell

If you have had a previous bankruptcy and lost a home in the last few years, the road to getting a new mortgage could be treacherous.

Scott Sheldon

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mortgages

How to Buy a Home When You're Self-Employed

With qualified mortgages, closing on a mortgage has become compliant-heavy. It's even tougher to buy a home when you are self-employed. Here's what to expect.

Scott Sheldon

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mortgages

When Renting Out Your Home Can Help You Buy a New One

If you're buying a home but don’t have enough income to offset your debts, you may have trouble getting a mortgage. But there's another way to get that home.

Scott Sheldon

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mortgages

Refinancing? Why Your Bank May Not Be the Best Deal

Planning to refinance your home? Figure you’ll make it easy by refinancing through your current mortgage holder? Here's why it may not be easier.

Scott Sheldon

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mortgages

Can You Still Buy a Home With No Down Payment?

Are you considering buying a home this year? Contrary to popular belief, there are actually a few ways you can get a home with no down payment.

Scott Sheldon

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mortgages

Are You Paying Too Much for Your Mortgage?

Are you shopping for mortgages and comparing them to see which one is the better deal? Were you offered a higher-priced mortgage? How can you even tell?

Scott Sheldon

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mortgages

Buying a Condo? Here's What You Need to Know

As prices continue to rise in many markets, purchasing a lower-priced condo makes for an attractive choice. Here's what you need to know first.

Scott Sheldon

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debt

How to Get a Mortgage Despite a Debt Judgment

A judgment can hurt your ability to get a mortgage -- unless you take specific steps.

Scott Sheldon