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Scott Sheldon

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Credit 101 Credit Reports mortgage dispute taxes mortgages

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All of Scott's posts
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Credit 101

How a Credit Report Dispute Could Stop You From Buying a Home

Have you ever had a disagreement with a creditor? If yes, you may want to think twice about filing a credit report dispute if you plan to buy a home.

Scott Sheldon

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taxes

How Your Taxes Could Hurt Your Homebuying Chances

Planning on buying or refinancing a home this year? If you’re trying to save a few bucks on your taxes, you might be hurting your ability to get a mortgage.

Scott Sheldon

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mortgages

How Short-Sale Survivors Can Get a Mortgage

If you had a previous short sale and you want to buy a new home, pay close attention to your credit report because this one item could derail your mortgage.

Scott Sheldon

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credit score

Do You Need 3 Credit Scores to Get a Mortgage?

To get a mortgage these days, home buyers are typically required to have three credit scores. But what do you do if you don't have three credit scores?

Scott Sheldon

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mortgages

Self-Employed? The Mortgage Rule You Need to Know

If you want to buy a home, and you own a business or a percentage of a business, here’s what you'll need to know to complete a mortgage application.

Scott Sheldon

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interest rates

The Most Important Factors to Getting the Lowest Mortgage Rate

There are some factors that carry the most influence on securing that lowest mortgage rate than any other factor, despite economic conditions.

Scott Sheldon

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credit score

This Good Habit Could Stop You From Getting a Mortgage

Your credit cards don't have balances, yet your mortgage application can still be in jeopardy. Doesn't make sense, right? But beware of this good habit...

Scott Sheldon

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mortgages

Why a Mortgage May Cost You More in 2014

The FHA mortgage loan limit reduction will affect homebuyers in higher-end homes. If you're looking to buy a house but haven't yet, here's what to expect.

Scott Sheldon

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mortgages

How to Refinance Without Resetting the Mortgage Clock

If you're thinking about a refi on your mortgage, but don't know how to refinance without resetting the clock on your loan, we have some tips.

Scott Sheldon