Default Profile Photo

Scott Sheldon

Specializes in

debt consolidation Credit Repair credit card credit score mortgages

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Scott's posts
Blog Post Image
debt consolidation

How to Fix Your Credit Score When Buying a Home

If you have been turned down for a mortgage or quoted rates and fees that seem too high, there are some things you can do to raise your credit score.

Scott Sheldon

Blog Post Image
mortgages

Homeowners Burned in the Recession Face a New Challenge

Are you one of the millions of homeowners who short-sold a house in recent years? If yes, you'll have to wait a little while longer to buy another home.

Scott Sheldon

Blog Post Image
mortgages

6 Things That Drive Up the Cost of Your Mortgage

Does the mortgage you're applying for seem to be more costly than advertised? These key factors could be driving up the cost of your mortgage.

Scott Sheldon

Blog Post Image
mortgages

Why Your Job Matters When Buying a Home

Did you just recently get a new job or receive a promotion? You can still get a mortgage, you just have to approach it the right way to seal the deal.

Scott Sheldon

Blog Post Image
mortgages

How to Divide Your House in a Divorce

Want to buy a home, but you're getting a divorce and still tied to a house that's no longer yours? Here's how to get a mortgage to buy out your ex.

Scott Sheldon

Blog Post Image
mortgages

How to Buy a Home in a Competitive Real Estate Market

Demand for real estate is growing in many markets, which while great, creates competition. Here's how to gain an advantage when buying a home.

Scott Sheldon

Blog Post Image
mortgages

4 Ways to Cut This Cost From Your Mortgage Payment

What should you do if you don't have 20% down to buy a home, and you want to avoid monthly private mortgage insurance payments? Here are your options.

Scott Sheldon

Blog Post Image
Credit 101

5 Credit Moves That Could Wreck Your Mortgage

While credit standards have somewhat loosened up in home lending, there are still some credit mistakes that could throw a wrench in your mortgage process.

Scott Sheldon

Blog Post Image
mortgages

How to Keep Bad Credit From Killing Your Mortgage

The financial choices you make can help or hurt your chances of getting a mortgage. Here's how to navigate the mortgage process if you have bad credit.

Scott Sheldon