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Scott Sheldon

Specializes in

Credit Cards mortgages

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Credit report card

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Tools to help you take control of your financial goals

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All of Scott's posts
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Credit Cards

3 Credit Card Strategies That Could Help You Buy a Home

Is your credit card debt affecting your ability to qualify for a mortgage? Here are three strategies that could help turn your situation around.

Scott Sheldon

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mortgages

4 Unconventional Homes You Can Buy & How to Do It

As challenging as it may be to finance an alternative property type, it can be done. Here's how to get a mortgage for an unconventional home.

Scott Sheldon

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mortgages

This Mortgage Cost Is No Longer Necessary

Many home buyers are all too familiar with private mortgage insurance. Measured over time, it can cost you thousands, so it’s worth a closer look.

Scott Sheldon

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mortgages

The Right Way to Help a Family Member Buy a Home

If you plan to help a family member buy a house, beware: Transferring money around is going to make their homebuying process more sticky.

Scott Sheldon

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Loans

The Credit Building Trick That Won't Help You Buy a Home

Planning to apply for a mortgage? If yes, an authorized credit card can be a double-edged sword.

Scott Sheldon

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mortgages

Baby Boomers Beware: You May Need a Birth Certificate to Buy a Home

A mortgage lender uses your Social Security Number to verify your identity. But if your SSN wasn't issued at birth, there's a catch you should be ready for.

Scott Sheldon

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mortgages

Why You Shouldn't Have to Jump Through Hoops to Get a Mortgage

Ever hear stories in the break room about how difficult it is to get a mortgage? It shouldn't be such a struggle. Here's how to keep the process in check.

Scott Sheldon

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credit score

How Your Credit Score Determines How Much House You Can Buy

If you’re in the market for a large mortgage, your credit score and equity both play an important role in how large of a loan you can get.

Scott Sheldon

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Credit Reports

How a Deferred Student Loan Could Keep You From Buying a House

Do you have student loans in deferment, but want to get a mortgage to buy a home? That could cause a hiccup in your mortgage approval process.

Scott Sheldon

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mortgages

The Key to Buying a Second Home

If you’re looking to buy a second home, you may be facing a big hurdle: your other debts. Here's how to turn the tables in your favor.

Scott Sheldon