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Scott Sheldon

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All of Scott's posts
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mortgages

Why 5% Mortgage Rates Are Still a Ways Off

We're not going to be seeing 5% mortgage rates anytime soon – here’s why.

Scott Sheldon

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mortgages

Why Short Sales Are Still Some of the Best Deals Around

Though short sales are less common these days, they do offer homebuyers an opportunity for a good deal. Here's what you need to know about short sales.

Scott Sheldon

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mortgages

3 Reasons It's Not a Seller's Housing Market

Are you considering purchasing a home but worried about rising home prices? Just because home prices are up doesn't mean it's a seller's market.

Scott Sheldon

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mortgages

5 Rules for Refinancing

If you want to find out if you can save money by refinancing your mortgage, here's how to figure out if it's a good deal for you.

Scott Sheldon

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mortgages

Think You Can't Afford to Buy a Home? Think Again

If your financial situation isn't perfect, here's how to work within the four pillars of mortgage lending to get approved for a home loan.

Scott Sheldon

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mortgages

How to Keep a Low-Down-Payment Mortgage Affordable

There is a way to buy a home with less than 20% down while avoiding the dreaded mortgage insurance, effectively lowering your monthly payment.

Scott Sheldon

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mortgages

How Lying About Your Income Can Hurt Your Mortgage

Your income is a major factor lenders use in determining whether you qualify for a mortgage, so it's important to be upfront about it from the start.

Scott Sheldon

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mortgages

What's the Biggest Mortgage You Can Get?

Are you buying or refinancing a home in a high-cost market and need a big mortgage loan? Here's how to find the loan program that works best for you.

Scott Sheldon

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mortgages

You Make Boatloads of Cash & Still Can't Get a Mortgage?!

If you're buying a home and have one or more alternative income sources, here's how to make sure they don’t slow down -- or halt -- your mortgage process.

Scott Sheldon