Nikkita Walker

Nikkita Walker

Nikita Walker (she/her) is the content manager for Credit.com and an editor with a passion for financial justice. She's been a professional writer and editor for more than fifteen years, working to make all the content she touches accurate and accessible. She most enjoys creating easy-to-understand financial guides for people just starting their financial journeys and connecting with other experts to expand her own knowledge. When she's not editing, she's reading, checking on her little free diverse library, or working with her local mutual aid organization.

Specializes in

Credit Cards Auto Loans Loans

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Nikkita's posts
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Credit Cards

What Is a Same-Day Credit Card?

After approval, it can take weeks to get a credit card in the mail. Find out about same-day credit cards and how to get one.

Nikkita Walker

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Auto Loans

I Can’t Afford My Car Payment—What are My Options?

Can’t pay your car payments? Learn more about the top eight options you have when you can’t afford your car payment.

Nikkita Walker

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Loans

Buying a Car With Bad Credit: Tips, Tricks, and Things to Consider

Buying a car with bad credit is possible, but it does take some work. Get tips for getting a car loan even if your credit isn’t the greatest.

Nikkita Walker

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Loans

Understanding Current Mortgage Rates and Getting a Good Rate on Your Mortgage

It’s important to know what current mortgage rates are before you apply for a home loan. Learn more about mortgage rates and how to get a good one.

Nikkita Walker

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Budgeting

How to Save for Big Purchases in 2024

Learn how to save for big purchases whether you want to buy a house, fund a vacation, or splurge on new furniture.

Nikkita Walker

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Personal Loans

The Best Ways to Loan Money to Friends and Family

Find out when it’s a good time to loan money to friends and family. Learn how to create a deal that protects you and your loved one.

Nikkita Walker

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Budgeting

Everything You Need to Know About Health Savings Accounts (HSA)

Everything You Need to Know About Health Savings Accounts (HSA)

Nikkita Walker

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top-five-post

Credit Union vs. Bank Mortgage: Which Should You Choose?

Learn more about credit union mortgage options. Use this credit union vs. bank mortgage comparison to determine which lending option is right for you.

Nikkita Walker

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Credit Cards

How Do Secured Cards Help You Improve Your Credit Score?

Secured credit cards are a potential credit-building tool for those with poor or no credit. Discover more about these options at Credit.com.

Nikkita Walker

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Credit Cards

2023 Review: Capital One Savor Student Cash Rewards Card

Considering the Capital One SavorOne Student Cash Rewards card? Don't apply without doing some research, starting with our review.

Nikkita Walker