Nikkita Walker

Nikkita Walker

Nikita Walker (she/her) is the content manager for Credit.com and an editor with a passion for financial justice. She's been a professional writer and editor for more than fifteen years, working to make all the content she touches accurate and accessible. She most enjoys creating easy-to-understand financial guides for people just starting their financial journeys and connecting with other experts to expand her own knowledge. When she's not editing, she's reading, checking on her little free diverse library, or working with her local mutual aid organization.

Specializes in

Credit Cards Credit Card Reviews Budgeting

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Nikkita's posts
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Credit Cards

2023 Review: Capital One Savor Student Cash Rewards Card

Considering the Capital One SavorOne Student Cash Rewards card? Don't apply without doing some research, starting with our review.

Nikkita Walker

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Credit Cards

2023 Review: Capital One VentureOne Rewards Credit Card

Learn more about the Capital One VentureOne Rewards credit card to determine if it’s right for you.

Nikkita Walker

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Budgeting

What Is a Certificate of Deposit (CD) Rate?

A certificate of deposit (CD) is a term deposit account where funds are only accessible after a set period. A CD rate is the amount of interest a CD can earn.

Nikkita Walker

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Credit 101

Is 720 a Good Credit Score?

720 is a good credit score, but what exactly does that mean? Read on to discover what types of loans you can get and how to further improve your credit.

Nikkita Walker

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Credit Cards

2023 Review: Capital One Spark Cash Plus

Learn more about Capital One Spark Cash Plus and the cash back rewards it offers.

Nikkita Walker

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Credit Cards

2023 Review: Capital One Spark Cash Select

Learn more about the Capital One Spark Cash Select credit card and the cash back rewards and special perks it has to offer.

Nikkita Walker

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Credit Cards

2023 Review: Revvi Visa® Credit Card

The Revvi Visa card offers cash back and doesn't require great credit. Find out if this card is worth a spot in your wallet.

Nikkita Walker

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Credit Cards

2023 Review: Secured Chime Credit Builder Visa® Credit Card

How does the Chime credit card help you build credit? Find out more in our Secured Chime Credit Builder Visa® Card review.

Nikkita Walker

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Credit 101

Is No Credit Better Than Bad Credit?

No credit means you lack credit history, whereas bad credit reflects blemishes on your credit report. Neither is good, but bad credit is usually worse.

Nikkita Walker

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Personal Finance

8 Ways to Consolidate Credit Card Debt 

Credit card consolidation involves combining multiple credit card balances into one monthly payment. Read on to learn how to consolidate your credit card debt.

Nikkita Walker