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Deanna Templeton

Specializes in

Managing Debt Credit Score debt top-five-post credit score student loans forbearance Student Loans deferment

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Managing Debt

Negotiating a Collection Agency Payment Plan: What You Need to Know

Dealing with an outstanding collection can be nerve wracking, especiall...

Deanna Templeton

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Credit Score

Does Paying Off a Loan Early Hurt Your Credit Score?

Does paying off a loan early hurt your credit score? Not directly, but ...

Deanna Templeton

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top-five-post

Does Deferring Student Loans Affect Credit?

A deferment or forbearance may give you some breathing room if you can'...

Deanna Templeton

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Credit 101

Help! I Can't Get Someone Else's Mistakes Off My Credit Report

Errors in your credit report should be disputed with the credit reporti...

Deanna Templeton

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credit score

An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?

One of our readers went car shopping and had an unpleasant surprise whe...

Deanna Templeton

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Credit Cards

Is a Balance Transfer Bad for My Credit?

When you have credit card debt, which is better for your credit score: ...

Deanna Templeton

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Credit Score

Why Are Utilities & Rent Payments Not Included in My Credit Report?

A reader recently wrote in to find out why his utilities and rental pay...

Deanna Templeton

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credit score

How Will Collections Affect My Ability to Buy a Home?

A reader who's planning to buy a house is worried that charge-offs on h...

Deanna Templeton

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Credit Score

Maxing Out on Credit Cards: How Long Will It Hurt Your Credit?

Does maxing out on credit cards affect your credit score, and if so -- ...

Deanna Templeton

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Credit Score

2 Years After Bankruptcy, My Credit Is Still Bad — Why?

While bankruptcy offers a chance at a fresh start, trying to repair the...

Deanna Templeton

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