AJ Smith

AJ Smith

Specializes in

Personal Finance Retirement mortgages

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All of AJ's posts
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Personal Finance

Rent or Buy? 5 Common Decisions Consumers Need to Make

When is it smarter to rent, and when are you better off buying? The answers depend on your space and lifestyle. Here's how to decide.

AJ Smith

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Personal Finance

5 Ways to Reduce Your Retirement Needs

Your retirement spending could be lower than you think. Here are some ideas for reducing the amount of money you'll need for a lifestyle you enjoy.

AJ Smith

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mortgages

Dreaming of a Second Home? 5 Options

If the idea of a vacation home appeals to you and fits into your finances and lifestyle, you have several types to choose from.

AJ Smith

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mortgages

6 Ways to Make Sure You're Buying an Energy-Efficient Home

If you're looking for a new place to live, it's wise to consider monthly utility costs. Here's how to tell if you're looking at an energy-efficient home.

AJ Smith

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Personal Finance

5 Tips for Writing Your Will

No one looks forward to writing a will, but the task is important. Here's what to know, along with details that must be taken care of.

AJ Smith

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Personal Finance

Can You Cash In By Lending Your Body to Science?

If your income isn’t cutting it, here are a few ways to supplement your housing fund, retirement savings or spending cash that may seem a little out there.

AJ Smith

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Personal Finance

5 Easy Ways to Stop Wasting Money

You'll have more money to direct toward the things you think are most important if you first figure out where you're wasting money and cut out those items.

AJ Smith

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Personal Finance

How to Plan for Your Child's College Costs

If you're hoping to help pay for your kid's college, the sooner you start, the better. First, figure out a savings goal, and then pick a savings vehicle.

AJ Smith

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mortgages

What Is Amortization?

Amortization is a term you need to understand to figure out how quickly you're making progress on paying down your mortgage — or if a refi makes sense.

AJ Smith