AJ Smith

AJ Smith

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All of AJ's posts
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mortgages

6 Reasons to Make a Larger Down Payment

Why would you put more money down on a house than you have to? There are several reasons — but that doesn't mean it's the right decision for everyone.

AJ Smith

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Personal Finance

What to Do If You're Still Underwater on Your Mortgage

Trying to refinance an underwater mortgage can be frustrating — as can owing more on your house than it's worth. But there are other options, too.

AJ Smith

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mortgages

5 Things New Parents Should Consider When Buying a Home

For or would-be parents, homebuying should mean anticipating needs as families grow.

AJ Smith

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mortgages

4 Things to Consider Before You Refinance

Should you refinance your home loan? Here are four things to look at before you decide if you want a do-over on your mortgage.

AJ Smith

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Personal Finance

4 Retro Retirement Ideas That Still Make Sense

Your parents and others may have valuable advice for saving for retirement. Here are some retirement rules of thumb that have stood the test of time.

AJ Smith

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budget

How to Budget for Student Loan Payments

Borrowing money for college is the easy part. Here's how to keep repaying student loans from being more painful than it needs to be.

AJ Smith

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Personal Finance

How to Lend Money to Family & Friends

You've already heard that lending to family and friends is not a great idea. If you're going to do it anyway, here are a few things to keep in mind.

AJ Smith

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mortgages

5 Signs You've Outgrown Your Home

Deciding it's time for a new home can come with family milestones such as retirement or a growing families, but there are less-obvious signs too.

AJ Smith