AJ Smith

AJ Smith

Specializes in

Personal Finance budget personal finance

Credit Tools

Credit report card

Credit report card

Free credit score and credit report snapshot

Calculators

Calculators

Tools to help you take control of your financial goals

Free credit repair assessment

Free credit repair assessment

Ensure you have an accurate credit report

All of AJ's posts
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Personal Finance

5 Things Not to Do If You Inherit Money

An inheritance can provide opportunities you could not otherwise afford, but it comes with dangers, too.

AJ Smith

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Personal Finance

5 Tips for Making 2015 Your Best Financial Year

If you've resolved to improve both your physical and financial health, keeping an eye on your wallet could help with both goals.

AJ Smith

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mortgages

You May Want to Refinance If...

With interest rates still below 4%, you may be wondering if it's a good idea to refinance your mortgage. Here are some scenarios where it might make sense.

AJ Smith

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Personal Finance

4 Tips for Catching Up on Retirement Savings

If you haven't started saving for retirement — or even if you have, and you need to kick it up a notch — here's what you need to know.

AJ Smith

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mortgages

5 Things to Do Before a Home Auction

If you're hoping to buy real estate at a bargain price at a home auction, there's some homework you need to do ahead of time.

AJ Smith

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Credit Score

5 Ways to Improve Your Credit Score in 2015

If you've resolved to improve your credit score in the new year, you need a game plan. Here's how to start turning your goal into an accomplishment.

AJ Smith

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Personal Finance

4 Money Moves to Avoid in the New Year

Resolutions can lead to dramatic changes, but make sure you don't neglect some of the things that enrich your life.

AJ Smith

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Budgeting

5 Ways to Save Money in the Winter

It's cold outside, and you're burning through money . . . find out what you can do to save money in winter.

AJ Smith