We often talk about the Big Three credit reporting agencies -- Equifax, Experian and Transunion. However, there are other specialty data reports about you that are created by data brokers.

Data broker reports are not subject to Fair Credit Reporting Act requirements, which means you aren’t entitled to a free peek at their data every year, like you are with free annual credit reports at the three major credit reporting agencies.

But numerous other reports are available to consumers, and you should check them once a year. Here's how:

• Get your CLUE report here.
• Your MIB report (Formerly Medical Information Bureau) includes information on health insurance claims. Get it here.
• Chexsystems includes data on your check-writing habits. Get it here.
• Equifax sells a report called The Work Number that includes information on your salary history. Get a copy here.
• Numerous firms keep tabs on your rent payment history. See a list of them at the Privacy Rights Clearinghouse (Section 6).

If you want more information about your credit history, the free Credit Report Card is a tool that can show you two of your credit scores for free, plus a breakdown of the major factors impacting your credit.

More on Credit Reports and Credit Scores:

• The Credit.com Credit Score Learning Center
• What’s a Good Credit Score?
• How to Get Your Free Annual Credit Report
• How Do I Dispute an Error on My Credit Report?
• What’s a Bad Credit Score?
• How Credit Impacts Your Day-to-Day Life

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