Default Profile Photo

Scott Sheldon

Specializes in

mortgages

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Scott's posts
Blog Post Image
mortgages

How to Get a Mortgage After a Loan Modification

How to Get a Mortgage After a Loan Modification

Scott Sheldon

Blog Post Image
mortgages

The No-Down-Payment Loan Everyone Wants, But Few Get

Here's what you need to know if you're interested in the USDA mortgage loan.

Scott Sheldon

Blog Post Image
mortgages

How Your New Job Affects Your Chance at a Mortgage

If you’re trying to impress a mortgage lender, you need to know some of the basics when it comes to employment.

Scott Sheldon

Blog Post Image
mortgages

7 Times You'll Need Extra Paperwork to Get a Mortgage

If you are applying for a mortgage, here is a list of the documentation you'll need.

Scott Sheldon

Blog Post Image
mortgages

3 Things to Never Do With Your Down Payment

When it comes to finding an affordable home loan, having your down payment in place is important — so is where you store it.

Scott Sheldon

Blog Post Image
debt

How to Buy a House When You Have Too Much Debt

A lender may be willing to look at more than just your regular salary when it comes time to calculate your debt-to-income ratio.

Scott Sheldon

Blog Post Image
mortgages

4 Credit Tips for Buying a Home

There are a few ways to get your credit score where it needs to be to secure a mortgage. Here are some tips for buying a home.

Scott Sheldon

Blog Post Image
credit score

Why Your Mortgage Might Be Missing From Your Credit Report

Paying off a home loan properly generally helps you build credit, but there are two instances where your mortgage may be missing from your credit report.

Scott Sheldon

Blog Post Image
mortgages

Is an Adjustable-Rate Mortgage Right for Me?

Here are some things to consider if you're looking for a short-term home loan and are on the fence about what mortgage to apply for.

Scott Sheldon

Blog Post Image
mortgages

Is Buying a Fixer-Upper Worth It?

Here are a few things to consider if the affordable home you are looking at needs a little work.

Scott Sheldon