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Scott Sheldon

Specializes in

mortgages

Credit Tools

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Credit report card

Free credit score and credit report snapshot

Calculators

Calculators

Tools to help you take control of your financial goals

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Free credit repair assessment

Ensure you have an accurate credit report

All of Scott's posts
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mortgages

Refinancing Your Mortgage? When to Lock In

Timing the market and determining the best time to lock in your interest rate when refinancing your mortgage, well that's a conundrum, isn't it?

Scott Sheldon

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mortgages

What's Really Happening With Mortgage Rates?

For many homebuyers currently shopping around, the biggest question affecting their decision on when to buy is where mortgage rates are headed.

Scott Sheldon

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mortgages

How Your Credit Can Drive Up the Cost of a Mortgage

If your credit score is below 680 or you have credit blemishes or little equity, it can drive up the cost of a mortgage.

Scott Sheldon

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mortgages

5 Times It Pays to Wait to Get a Mortgage

If you're applying for a mortgage but are having second thoughts, here's when it makes sense to wait to get a mortgage.

Scott Sheldon

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mortgages

The Little-Known Way to Cut Your Mortgage Payment

Mortgage insurance can be easily be several hundred dollars per month depending the on loan program. However, there is a way to cut your mortgage payment.

Scott Sheldon

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mortgages

Think You Can't Buy a House? Try the One You Rent

If you're looking to buy a house, you may not need to look any farther than your own backyard -- your rental.

Scott Sheldon

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mortgages

Home Repairs to Do Before You Refinance

Property values are going up, helping many refinance their loans by boosting home-equity. But what home repairs can you make to increase the value?

Scott Sheldon

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mortgages

8 Key Facts About Your Mortgage APR

Most home buyers are concerned with the annual percentage rate -- APR for short. Here's what you probably don't know about this mysterious figure.

Scott Sheldon

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mortgages

How to Get a Mortgage If You're Not a U.S. Citizen

If you are not a U.S. citizen, trying to get home mortgage loan financing can be a long and difficult road.

Scott Sheldon