How Student Loans Can Hurt Your Mortgage Application
Find out whether your student loans might affect your chances of getting a mortgage and what you can do to mitigate any negative impact.
Scott Sheldon
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Should You Get an FHA or Conventional Loan?
Choosing between an FHA or conventional loan can be confusing. Here are the pros and cons of each option and how to tell which might be the best choice for you.
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How Much Cash Do You Really Need to Buy a Home?
Is it time for you to buy a home? Find out how much money you need to buy a house and how you could qualify for a low-down payment or no down payment mortgage in 2021.
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How Much Money Do You Need to Buy a House?
How much should you save for a house? And are there any other expenses you need to save for? Get some tips for planning for this big purchase at Credit.com.
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Your Guide to Writing a Mortgage Letter of Explanation
Did you know you might need a letter of explanation for a cash deposit to be approved for a mortgage? Discover why and how to write one today!
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Cosigning a Mortgage: 5 Things to Consider Before Signing on the Dotted Line
Cosigning for a house ties you to some pretty long-term obligations. Find out more about this option so you can make an educated decision.
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Paying Off Debt to Buy a House
Paying off debt to buy a house can help you qualify for a mortgage loan. Find out if this is the right step for you and what it means for your credit.
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How Bad Credit Can Make Your Mortgage More Expensive
Bad credit can make your mortgage more expensive. It can cost you in higher interest rates and larger monthly payments. Get the details.
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A 15-Year Mortgage Can Save You $154K—But Can You Get One?
A 15-year fixed mortgage and mortgage points can ultimately save you a lot of money compared to a 30-year mortage. See how.
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Can I Get a Home Loan with Bad Credit?
Getting a mortgage with bad credit isn’t impossible. There are programs and ways to secure a mortgage with less than perfect credit and a 20% down payment.
