Nikkita Walker

Nikkita Walker

Nikita Walker (she/her) is the content manager for Credit.com and an editor with a passion for financial justice. She's been a professional writer and editor for more than fifteen years, working to make all the content she touches accurate and accessible. She most enjoys creating easy-to-understand financial guides for people just starting their financial journeys and connecting with other experts to expand her own knowledge. When she's not editing, she's reading, checking on her little free diverse library, or working with her local mutual aid organization.

Specializes in

Credit Reports Credit Repair

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Nikkita's posts
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A Guide to Budgeting for Insurance

Insurance can be a huge drain on your wallet. Find out how to budget for insurance without giving up your lifestyle.

Nikkita Walker

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Credit Reports

Who Are the Major Credit Reporting Agencies?

Learn more about the three major credit reporting agencies. Find out what types of information these agencies collect and how this data affects your credit.

Nikkita Walker

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Credit Repair

Lexington Law Firm Credit Repair Review [2025]

Curious about Lexington Law Firm's credit repair services? Read our review to find out if they're worth it.

Nikkita Walker

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Average Cost of Car Insurance in 2025: What to Expect and How to Save

As of April 2025, the average cost of car insurance in the U.S. is around $2,685 per year. Read on to learn more.

Nikkita Walker

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Personal Finance

10 Strategies for Lowering Your Car Insurance

Learn practical strategies to try and lower your car insurance premium, whether you're a new driver or a seasoned commuter.

Nikkita Walker

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Credit Reports

How to Remove Collection Accounts from Your Credit Reports

Collections can be a huge drag on your credit score. Find out how you can get collections removed from your credit reports.

Nikkita Walker

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Credit Repair

CreditRepair.com Credit Repair Services Review [2025]

CreditRepair.com is a cost-effective option for professional credit repair services. They offer a great online portal for tracking your credit repair progress.

Nikkita Walker

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Credit Reports

6 Smart Ways to Build Credit (And 5 Dumb Mistakes to Avoid)

Building credit smartly doesn’t require more than an understanding of how credit works and using consistent strategies.

Nikkita Walker

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spotlight-post

Experian Credit Score vs. FICO Score: What’s the Difference and Why It Matters

You may see a different credit score on Experian or FICO, depending on what credit scoring model is being used to calculate your score in each location.

Nikkita Walker