Nikkita Walker

Nikkita Walker

Nikita Walker (she/her) is the content manager for Credit.com and an editor with a passion for financial justice. She's been a professional writer and editor for more than fifteen years, working to make all the content she touches accurate and accessible. She most enjoys creating easy-to-understand financial guides for people just starting their financial journeys and connecting with other experts to expand her own knowledge. When she's not editing, she's reading, checking on her little free diverse library, or working with her local mutual aid organization.

Specializes in

investing Building Credit debt top-five-post suggested-post credit score credit monitoring apps Loans

Credit Tools

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Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

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Free credit repair assessment

Ensure you have an accurate credit report

All of Nikkita's posts
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investing

9 Best Investments to Increase Your Wealth in 2023

The best investments for 2023 include high-yield savings accounts, certificates of deposit, and bonds. Learn more about the best investments here.

Nikkita Walker

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Building Credit

Boost Your Credit Score: 8 Helpful Credit Monitoring Apps

Our list of the top eight apps to help you find the best credit monitoring app for you.

Nikkita Walker

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Loans

Appraisal Fees: A Guide for First-Time Home Buyers

Keep reading to learn more about what an appraisal is, why you need one, and how much it’s likely to cost.

Nikkita Walker

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balance transfer credit card

What Is a Balance Transfer Card and Tips for Using One

This article digs deeper into the topic of balance transfer credit cards, how they work, and how to determine if this is the right option for you.

Nikkita Walker

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Building Credit

Navigating Debt Settlement

Debt settlement can be a lifeline, but it's important to understand the ins and outs.

Nikkita Walker

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spotlight-post

Why Your Credit Score Isn't Going Up

Waiting for your score to change? There are a few reasons why this hasn't happened yet.

Nikkita Walker

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Managing Debt

Understanding Common Types of Debt and How to Avoid Growing Debt

Going into debt can have serious ramifications on your financial health and your personal wellbeing. Here are common types of debt.

Nikkita Walker

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Loans

8 Tips for Getting a Lower Loan Rate

Higher rates make it harder to pay off loans. Here are strategies for paying lower interest rates on a loan that may ease the burden.

Nikkita Walker

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Building Credit

Do Authorized Users Build Credit? (Yes!)

What does authorized user credit mean? \Learn more about how it works and how to get started with it properly.

Nikkita Walker

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Building Credit

Why Your Credit Score Dropped After You Made a Big Purchase (And How to Fix It)

There are some purchases that have a bigger effect on your finances than others, like a home or car. Learn how you can help build your credit up after making a big purchase.

Nikkita Walker