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Lucy Lazarony

Specializes in

Taxes Personal Finance

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Lucy's posts
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Taxes

How Taxes Affect Your Credit Score

Whether you owe money or are receiving a refund, here's what you need to know about how taxes can affect your credit score.

Lucy Lazarony

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Personal Finance

How Interest Rates Work

Financing big purchases with a credit card, home loan or auto loan can be an efficient way to manage your budget. Here’s how interest work.

Lucy Lazarony

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Taxes

How to Avoid a Tax Audit

If you’re worried about a tax audit by the Internal Revenue Service, here are some simple steps to smooth the process and even avoid it altogether.

Lucy Lazarony

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Private Student Loans: What to Watch Out For

Private student loans can help cover the rising cost of college, but beware their pitfalls.

Lucy Lazarony

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Credit Reports

How the Equal Credit Opportunity Act Protects Credit Applications

Giving everyone in America a fair lending opportunity is the aim of the Equal Credit Opportunity Act. This law prohibits credit discrimination. Read more.

Lucy Lazarony

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Credit Reports

What Is Credit?

When a creditor or lender offers you credit, you agree to pay back the amount you spend or borrow plus interest. When you pay by credit you are borrowing.

Lucy Lazarony

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Credit Reports

What Is Credit?

When a creditor or lender offers you credit, you agree to pay back the amount you spend or borrow plus interest. When you pay by credit you are borrowing.

Lucy Lazarony

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Credit Score

What's Not in a Credit Score?

Here's a look at all the things you won't find on a consumer credit report and therefore won't be factored into your credit score.

Lucy Lazarony

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Credit Cards

What's the Difference Between a Prepaid Card and a Secured Card?

Deciding between a secured card and a prepaid card? Let our experts guide through their similarities and differences so you can pick the best one for you.

Lucy Lazarony

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mortgages

The Pros & Cons of a Homeowners Association (HOA)

When you buy a home that is part of a homeowners association (HOA), you agree to live according to association rules and pay fees in exchange for amenities.

Lucy Lazarony