I’m Unemployed … Should I Pay Off My Debt?
One reader who was out of work is expecting a sizable tax refund and wants to know the best way to use it.
Karin Price Mueller
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Credit 101
How Long Does It Take to Get My Free Credit Report?
If you access your credit report online, you get it immediately, but what if you request a copy of your credit report by mail? How soon should it arrive?
mortgages
Should I Use a Seller-Financed Mortgage?
I’m buying a home and the seller has offered to personally give me a mortgage instead of going through a bank. What should I do?
Taxes
Why You Should File Your Taxes by April 15, Even If You Can't Pay
Even if you can't pay your federal income taxes when they're due, it's smart to file on time.
Personal Finance
Are My Retirement Funds Safe From Creditors?
If you are sued, can a creditor take your retirement funds? Are there steps you can take to protect them?
taxes
Do I Qualify for College Tax Breaks?
Parents may be eligible for some college tax breaks once their child enrolls in school. Here's a quick guide to what you may be able to claim.
Personal Finance
Help! We're Worried We'll Outlive Our Retirement Savings
Jan and Tim, ages 69 and 70, are receiving an $800,000 windfall, and they want to use it wisely. We ask a financial planner about couples and retirement.
Credit 101
Can I Remove an Authorized User Without Hurting Their Credit?
When should a parent remove an adult child as an authorized user — and how might it affect the younger person's score?
bankruptcy
Will My Fiancée's Bankruptcy Hurt Me?
Can a spouse-to-be's credit history hurt yours? Here's what you need to know about marriage and credit to help boost his or her score (and protect yours).
