Negotiating a Collection Agency Payment Plan: What You Need to Know
Dealing with an outstanding collection can be nerve wracking, especially when you're trying to do the right thing and make every effort to pay your debt.
Dealing with an outstanding collection can be nerve wracking, especially when you're trying to do the right thing and make every effort to pay your debt.
Does paying off a loan early hurt your credit score? Not directly, but keeping an account open might be good for your score. Find out more at Credit.com.
A deferment or forbearance may give you some breathing room if you can't pay your student loans. But does deferring student loans affect credit?
Errors in your credit report should be disputed with the credit reporting agencies. Also: What to do if you suspect fraud or identity theft.
One of our readers went car shopping and had an unpleasant surprise when the dealer made a credit inquiry. Can an auto loan inquiry tank your credit score?
When you have credit card debt, which is better for your credit score: Paying it off in full or doing a balance transfer to another credit card?
A reader recently wrote in to find out why his utilities and rental payments weren't being reported in his credit reports or factored into his credit score
A reader who's planning to buy a house is worried that charge-offs on her credit report could hurt her chances of qualifying for a home loan.
Does maxing out on credit cards affect your credit score, and if so -- for how long?
While bankruptcy offers a chance at a fresh start, trying to repair the credit damage caused by bankruptcy can be downright frustrating.