How Credit Scores Actually Fared in the Recession
July 24, 2012
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How Credit Scores Actually Fared in the Recession
Despite large number of financial difficulties suffered by millions of Americans, new data suggest that consumers' credit ratings haven't taken nearly as large a hit as many might have guessed in the
student loans
CFPB Report Highlights Private Student Loan Pitfalls
The private student loan market has expanded significantly in the past decade, both as a result of increasing tuitions at colleges and universities around the country, and the economic downturn forcin
Personal Loans
Study: Payday Loans Used for Expenses, Not Emergencies
Borrowers typically obtain payday loans to cover regular living expenses rather than for an emergency expense.
Personal Loans
Octomom the Latest to Endorse Payday Loans
Nadya Suleman, who in 2009 famously gave birth to octuplets as a result of in vitro fertilization, recently helped a lender launch an initiative known as "OctoLoan."
Personal Finance
CFPB & OCC Collaborate on $210 Million Enforcement Action
The federal Consumer Financial Protection Bureau recently hit Capital One with a $210 million penalty that includes fines paid to the government and reimbursement for customers.
mortgages
Is Credit the Biggest Housing Problem?
Credit availability has expanded significantly in the last year, but when it comes to mortgages, fears over large amounts of delinquency are preventing lenders from diving back in.
debt
Over 50 and Deep in Student Loan Debt
A growing number of people with student loan debt - and in default - are nearing retirement.
Credit Cards
How to Shop for the Best Low-Rate Credit Card
These days, you might be getting a lot of offers for credit cards promising low interest rates, but you might not be getting the best offers out there.
Credit Cards
Merchants May Charge More for Credit Card Purchases
A pending settlement between merchant groups and two major payment processors could allow retailers to start charging consumers higher prices for any transactions completed using a credit card.
Credit Cards
American Express to Push More Secure Credit Card
A type of credit card technology that is popular around the world will soon be available to American Express cardholders in the U.S.
