What's the Difference Between a Credit Report & a Credit Score?
March 27, 2013
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Credit 101
What's the Difference Between a Credit Report & a Credit Score?
We took to the streets to have real consumers like you give us their biggest credit questions. In this video, Susan asked us to explain what makes credit scores and credit reports so different.
Managing Debt
Consumers With Fair Credit Are Cutting Their Debt
The amount of credit card debt being carried nationwide has fallen significantly in recent years, and most of this deleveraging was done by people whose credit ratings are considered to be only fair.
Auto Loans
CFPB Takes Aim at Discriminatory Auto Lending
The CFPB has discovered that some auto lenders use consumer information discriminatorily when making a decision about the interest rates they set.
mortgages
Hooray: Consumers Have Equity in Their Homes Again
At the end of 2012, 200,000 consumers who had previously been underwater on their home loans were able to get out from under their negative equity.
identity theft
The Top States for Credit Card Fraud
Payment card fraud -- including identity theft on both debit and credit accounts -- is on the rise in 20 states nationwide.
mortgages
Are We on the Brink of a Home-Buying Frenzy?
The housing market may soon get flooded with homebuyers who've been waiting since the housing bubble burst several years ago.
Credit Score
My Divorce Ruined My Credit!
Over the years we've received an incredible amount of email from people who have had their credit destroyed because of their divorce. Here's what to do.
identity theft
ID Thieves Take Aim at Govt. Benefits
More than 25 percent of calls in 2012 to ITRC were from victims of some type of government ID theft -- including tax refunds and unemployment benefits.
identity theft
Could Your Paper Boy Steal Your Identity?
A Massachusetts man was recently arraigned in connection with a massive identity theft scheme that ripped off numerous people for at least $200,000 and it all is linked back to your morning newspaper.
identity theft
New Identity Theft Scheme Involves Obamacare
Consumers may be receiving calls from people posing as government officials who are trying to help with setting up the intended victim's government health insurance data.
