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Chris Birk

Specializes in

mortgages

Credit Tools

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Credit report card

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Calculators

Tools to help you take control of your financial goals

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Free credit repair assessment

Ensure you have an accurate credit report

All of Chris's posts
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mortgages

Saving for a House: It's More Than a Down Payment

Credit scores are critical, but so are income and assets when you’re applying for a home loan. Here's what you need to consider when saving for a mortgage.

Chris Birk

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mortgages

The Etiquette of Homebuying

The etiquette surrounding homebuying is rooted in common sense, as being a jerk could actually cost you in the hunt for your dream home.

Chris Birk

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mortgages

5 Real Estate Rules You Shouldn't Break

While there aren’t hardcore real estate rules to follow, there are best practices that you should carefully consider when buying a home.

Chris Birk

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credit

The Worst Things You Can Do Before Buying a Home

Buying a home? Don't kill your mortgage before it gets approved. Here’s a look at five of the worst things you can do before buying a home.

Chris Birk

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death & debt

What Happens to Your Mortgage After Death?

It’s really never too early to consider what happens to your mortgage should you pass away.

Chris Birk

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mortgages

5 Ways to Make a Mortgage Move Faster

Consumers itching to speed up the mortgage process need both preparation and patience, but here's what you can do to make a mortgage move faster.

Chris Birk

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mortgages

5 Things Homebuyers Forget to Ask Their Lenders

Getting a mortgage can mean keeping track of a lot of moving parts. Here’s a look at five key things homebuyers often forget to ask mortgage lenders.

Chris Birk

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mortgages

5 Signs You're Ready to Be a Homeowner

No one can tell you when you’re ready to become a homeowner. But it’s probably fair to say a lot of first-time buyers wish otherwise.

Chris Birk

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mortgages

Is There a Best Time to Buy a Home?

The best time to buy a home is when it makes the most sense for you, but buying a home in the winter may be one of the most downplayed opportunities.

Chris Birk

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credit score

Your Spouse's Credit Could Hurt Your Chance of Buying a Home

In community property states, your spouse’s bad credit can hurt your chances of getting a mortgage, even if you leave him or her off the loan.

Chris Birk