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Bev O'Shea

Specializes in

Credit Score identity theft Identity Theft and Scams Personal Finance personal finance

Credit Tools

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Credit report card

Free credit score and credit report snapshot

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Calculators

Tools to help you take control of your financial goals

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Free credit repair assessment

Ensure you have an accurate credit report

All of Bev's posts
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Credit Score

How Will a Co-Signed Loan Help My Credit?

One reader who's listed as the co-signer, rather than the buyer, on his auto loan, is worried about whether this will hurt his credit score.

Bev O'Shea

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identity theft

Help! I Think Someone's Using My Social Security Number

If you live in one state, and get a letter from a collection agency regarding a medical bill that you don't recognize, what should you do?

Bev O'Shea

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Personal Finance

How to Deal With Black Friday Buyer's Remorse

If you shopped Black Friday sales thinking prices were at their lowest, and then they dropped even more after the fact, you might not be out of luck.

Bev O'Shea

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Personal Finance

5 Creative Ways to Give Cash for Christmas

We searched for the best and most thoughtful ways to give cash for Christmas. Here are five that are especially memorable.

Bev O'Shea

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Managing Debt

Can Debt Collectors Call Your Workplace?

Can debt collector call your workplace to ask questions about your job? A Credit.com reader recently posed that question.

Bev O'Shea

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Personal Finance

Why Your End-of-Year Bonus Isn't As Big As You Think

We're nearing the time of year when many businesses distribute end-of-year bonuses. But be prepared: That bonus is subject to tax withholding.

Bev O'Shea

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Personal Finance

5 Holiday Shopping Pitfalls to Avoid

Most of us are planning to spend a little more this holiday season. But first, here are some holiday shopping pitfalls you should watch out for.

Bev O'Shea

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mortgages

Bartender: Will Tips Hurt My Chances of Buying a Home?

A reader recently asked us if cash deposits to a checking account could derail a mortgage. Here's what mortgage experts have to say about her chances of buying a home.

Bev O'Shea

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Personal Finance

Can You Finance a New iPad?

If shop the Apple website or Apple store, you'll see them: offers to finance a new iPad at 0% interest, for six, 12 or 18 months. Should you go for it?

Bev O'Shea

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Credit Score

Will Paying Bills Before They Arrive Help My Credit?

A reader, Nicole, wondered if she could speed up the process of improving her credit if she sped up the process of paying bills.

Bev O'Shea