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Barry Paperno

Specializes in

Credit Score blp-top-five-post credit score top-five-post identity theft Identity Theft and Scams credit report

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of Barry's posts
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Credit Score

Bankruptcy Stays on Your Credit 10 Years and Other Myths

How long does bankruptcy stay on your credit? Find out about this and other bankruptcy truths at Credit.com.

Barry Paperno

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Credit Score

How Does a HELOC Affect a Credit Score?

A home equity line of credit (HELOC) is a great way to take money out as you need it. But how does a HELOC affect a credit score? Learn more here.

Barry Paperno

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identity theft

Can You Check Your Child's Credit Report?

Each year, 500,000 children under 18 are victimized by identity theft. Can you check your child's credit report to see if their identity is at risk?

Barry Paperno

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Credit Score

Could the Government Mandate Free Credit Scores?

Consumers have the right to their free annual credit report, but they still lack access to free credit scores from FICO and VantageScore.

Barry Paperno

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Credit Score

The Ultimate Guide to the New VantageScore

You may have seen VantageScore and wondered what it is, and if it's different from other credit scores. Here's what you need to know about it.

Barry Paperno

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Credit Score

How Credit Scores Predict Your Behavior

Credit scores, as with most attempts to make sense of our world, operate on the assumption that the near future will look a lot like the recent past.

Barry Paperno

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Credit 101

Credit Reports vs. Credit Scores: What's the Difference?

Are consumers now more interested in credit reports than credit scores? And free credit reports at that?

Barry Paperno

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mortgages

How Student Loans Can Keep You From Buying a Home

The impact of student loan debt on a mortgage application becomes increasingly important to younger consumers planning to buy a home after graduation.

Barry Paperno

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Credit Score

Why Your Credit Score Is So Bad

Reason codes are provided to consumers with their credit scores, and tell them why their credit score isn't higher. We help decode the codes.

Barry Paperno

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personal finance

5 Financial Tips for Freshmen

While caught up in planning for college, one often overlooked detail is planning to help a student handle money.

Barry Paperno