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AJ Smith

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All of AJ's posts
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Personal Finance

4 Important Things You Need to Know About Social Security

Knowing what your Social Security benefits are likely to be in various scenarios can help you with both budgeting and deciding when to retire.

AJ Smith

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mortgages

How Much Equity Do I Need to Refinance?

If you're looking to refinance your mortgage, check to see what your home is worth versus how much you owe — and check your credit.

AJ Smith

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Taxes

Why Living in a Different State Could Increase Your Tax Bill

If you're moving to a new state, you may want to check into how state income tax differences are likely to affect your income.

AJ Smith

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Personal Finance

5 Tax Credits That Can Save You a Boatload of Cash

Before you file your next income tax return, see if you qualify for any of these tax credits and work your way to a bigger tax refund.

AJ Smith

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How to Make Improvements That Add Value to Your Home

Will the new fireplace or the remodeled deck you're considering make as much sense when you're ready to sell? Here's a guide to home improvements that pay.

AJ Smith

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Student Loans

A Beginner's Guide to America's Most Popular Student Loan

Stafford Loans are the plain-vanilla version of student loans, and probably the first option you'll look out. Here's a primer.

AJ Smith

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Personal Finance

Is a 'Set It & Forget It' Strategy Right for Your Retirement?

Target-date funds can be a simple way to save for retirement, but they are not for everyone. Here's what you need to know.

AJ Smith

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Personal Finance

What Can I Do With Unused College Savings?

If there's money left in your child's 529 plan, what can you do with it? What happens if you want to use it for expenses other than education?

AJ Smith