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AJ Smith

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All of AJ's posts
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Student Loans

4 Tips to Help You Tackle Student Loan Debt

Student loan repayment can seem daunting. But knowing your options and coming up with a strategy can make it more manageable.

AJ Smith

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Personal Finance

How to Talk to Your Family About Social Security Benefits

Deciding when to take Social Security retirement benefits is not simple, particularly if you are married and/or have dependents to consider.

AJ Smith

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mortgages

Can You Afford an Adjustable-Rate Mortgage?

If you decide to get a an adjustable-rate mortgage, how can you be sure you'll be able to cover payments if they increase?

AJ Smith

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mortgages

Struggling With Your Mortgage? 7 Programs That Can Help

If your mortgage has become unaffordable or if you are still underwater and wish you could refinance, help may be available from the government.

AJ Smith

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Loans

5 Emergency Options When You Need Cash... Right Now

Totaled your car? Had a medical emergency? Unexpected job loss? When you are strapped for cash, it may seem like there is nowhere to turn.

AJ Smith

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Managing Debt

What's the Right Debt Payoff Plan for You?

If it seems like there is no end in sight to having debts to repay, it may be time to attack them with a debt payoff plan to free yourself. Here's how.

AJ Smith

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5 Upsides of a Personal Loan

If you're thinking of applying for a credit loan, here are some features that distinguish it from some other types of loans.

AJ Smith