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AJ Smith

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Credit Cards credit card Personal Finance personal finance

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All of AJ's posts
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Credit Cards

3 Reasons to Change Your Credit Card Payment Date

Why would you want to change your credit card payment date? Well, it could make your life a lot easier. Here's how it may help you.

AJ Smith

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Personal Finance

What It Really Means to Live Within Your Means

Taking a close look at your household budget now can help you keep spending aligned with your values, avoid debt and save money for later.

AJ Smith

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mortgages

The 5 Biggest Questions for First-Time Homebuyers

First-time homebuyers have lots of questions, and we have answers to five fundamental ones.

AJ Smith

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mortgages

Want to Refinance to a Shorter Mortgage? Here's What You Need to Ask Yourself

Want to Refinance to a Shorter Mortgage? Here's What You Need to Ask Yourself

AJ Smith

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mortgages

5 Fall House Hunting Tips

You'll likely have fewer homes to choose from, but fewer shoppers to compete with — and prices may be lower. Here are some fall house hunting tips.

AJ Smith

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Personal Finance

Should You Ever Spend Your Retirement Money Before You Retire?

Early retirement withdrawals can result in taxes and penalties — or not, depending on the type of account and the age of the account holder. Here's the 411.

AJ Smith

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mortgages

The 5-Minute Checklist for New Homebuyers

The mortgage process can seem daunting, especially if you've never done it before. Here's what to know before you apply.

AJ Smith

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mortgages

How to Tell If the Housing Market Is Bouncing Back in Your Neighborhood

You want to buy when home prices are on the way up, but how can you tell? Here are some homebuying tips that can help you figure it out.

AJ Smith