AJ Smith

AJ Smith

Specializes in

Personal Finance personal finance

Credit Tools

credit report

Credit report card

Free credit score and credit report snapshot

credit report

Calculators

Tools to help you take control of your financial goals

credit report

Free credit repair assessment

Ensure you have an accurate credit report

All of AJ's posts
Blog Post Image
Personal Finance

6 Things You're Spending Too Much Money On

Certain habits can keep you overspending — and you may be so accustomed to them that you don't even think of them as flexible expenses anymore.

AJ Smith

Blog Post Image
Personal Finance

6 Signs It May Be Time to Switch Banks

Now is a good time to take a look at whether your financial institute really meets your needs. Here are some signs you should might want to switch banks.

AJ Smith

Blog Post Image
Personal Finance

How to Manage Your Household Budget Like a Business

If you have trouble making your household budget work, maybe you can take a page from how businesses handle finances.

AJ Smith

Blog Post Image
Personal Finance

4 Ways to Stop Feeling Hopeless About Your Finances

Thinking about money can be downright depressing, but there are ways to feel more positive and in control. Here's how to take charge of your finances.

AJ Smith

Blog Post Image
mortgages

Buying a Home? How to Plan for Your Closing Costs

If you are buying a home, be sure to budget for closing costs — your good faith estimate should give you a rough idea of what these will be.

AJ Smith

Blog Post Image
Personal Finance

3 Things to Do When a Bunch of Money Falls in Your Lap

An unexpected inheritance or other windfall can have a lasting impact on your finances if you handle it wisely.

AJ Smith

Blog Post Image
Personal Finance

7 Ways to Make the Most Out of Your Raise

If your salary has just increased — or you're just hoping it will — bone up on some smart ways to use your raise.

AJ Smith

Blog Post Image
Personal Finance

The Forgotten New Year's Resolution: Life Insurance

What you don't know about life insurance — or procrastinating about buying it — might not hurt you, but it could devastate people you love.

AJ Smith

Blog Post Image
Personal Finance

3 Factors That Affect Your Social Security Benefits

How much will your Social Security benefits be when you retire? It depends — and your decisions can make a big difference.

AJ Smith