AJ Smith

AJ Smith

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All of AJ's posts
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Personal Finance

4 Ways to Earn Money Without Lifting a Finger

If some extra money coming in each month would be a welcome addition — and wouldn't it for all of us? — here are some ideas for how you can make it happen.

AJ Smith

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Personal Finance

Are You Ever Too Old to Need Life Insurance?

Many retirees don't need life insurance anymore. But before you let a policy lapse, make sure you're among them. Here's how to figure it out.

AJ Smith

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The Free Money You Might Be Missing Out On

If your employer offers a 401(k) match, you'd be wise to figure out what you need to do to collect that available cash.

AJ Smith

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Personal Finance

5 Ways to Help Your Parents Retire

The people who taught you to walk and talk and kept you fed and sheltered may need some retirement planning help from you now.

AJ Smith

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mortgages

What Makes a Home Affordable?

Home affordability goes far beyond the selling price — what else should you be considering if you're trying to figure out if it's a financial fit?

AJ Smith

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Personal Finance

Should You Ever Tap Into Your 401K?

If you need to borrow money — and you have a significant amount in your 401(k) plan, is it ever smart to use it before retirement?

AJ Smith

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mortgages

3 Reasons to Buy a House You Don't Want to Live in

Your first home doesn't have to be one where you can picture yourself living happily for years. It might be a real estate investment instead.

AJ Smith

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Personal Loans

Rent or Buy? The Key Is the Break-Even Year

The decision of whether to rent vs. buy can be a difficult one. A break-even calculation can help you know how the finances compare.

AJ Smith

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Personal Finance

5 Ways to Slash Your Monthly Expenses

If monthly costs seem to dictate where almost all your money goes, it may be time to look into how you can restructure your life or debt to cut expenses.

AJ Smith