AJ Smith

AJ Smith

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All of AJ's posts
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mortgages

5 Mortgage Myths That Won't Die

If you're looking to finance a home, you've probably gotten a lot of advice and opinions, and you may have been misled. Here are some common mortgage myths.

AJ Smith

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mortgages

The 8 Most Misunderstood Refinancing Terms

Some of the vocabulary used in discussing a home refi may be unfamiliar. Here's a guide to refinancing terms you may encounter.

AJ Smith

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mortgages

How Important Is Your Down Payment on a Home?

The size of your home down payment can make a difference in how much you'll need to borrow, and it could also have a big effect on your finances in general.

AJ Smith

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student loans

7 Deadly Student Loan Sins

Borrowing money can be necessary to get the education you want, but common student loan mistakes could cost you. Here are some easy ones to make.

AJ Smith

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Managing Debt

Paying Off Debt? How to Avoid Burning Out

It can seem at times like paying off debt is such an enormous task that you'll never be able to do it. Here's how to motivate yourself.

AJ Smith

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Personal Finance

The 7 Biggest Threats to Your Retirement

Saving for retirement can be intimidating and confusing, but don't let that derail your plans.

AJ Smith

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Managing Debt

5 Reasons to Treat Your Debt Like an Emergency

You may be in no hurry to pay off debt, but failure to do so can cost you a lot of opportunities later.

AJ Smith

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Personal Finance

How to Actually Make Experts' Money Advice Work for You

Financial advice can seem overwhelming — and that can lead to doing nothing at all. Here's how to get started and maintain progress.

AJ Smith

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mortgages

5 Homebuying Rules You Shouldn't Buy Into

First-time homebuyers may get a lot of advice, but some 'conventional wisdom' is best ignored. Here's the truth.

AJ Smith